- Home
- Home Buyers Guide
- First Time Buyers
First-Time Home Buyers
If you are a first-time homebuyer, use the guide below for helpful hints and tips and learn how to avoid common mistakes when buying your first home in Tampa, FL.
- Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.
- Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You'll also avoid being disappointed when going after homes that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender. This way, assuming the home you're interested in is at or under the amount you are pre-qualified for, the seller knows immediately that you are a serious buyer for that property. Costs for pre-approval are generally nominal and lenders will usually permit you to pay them when you close your loan.
- List of Needs & Wants: Make 2 lists. The first should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.). The second list is your wishes - things you would like to have (pool, den, etc.) but that are not absolutely necessary. Realistically for first-time buyers, you probably will not get everything on your wishlist, but it will keep you on track for what you are looking for.
- Representation by a Professional: Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.
- Focus & Organization: In a convenient location, keep handy the items that will assist you in maximizing your home search efforts. Such items may include:
- One or more detailed maps with your areas of interest highlighted.
- A list or file of the properties that your agent has shown to you.
- Paper and pen for taking notes as you search.
- A camera to snap pictures of homes you have toured to help you remember your favories and features you really liked.
- Visualize the house empty & with your decor: Are the rooms laid out to fit your needs? Is there enough light?
- Be Objective: Instead of thinking with your heart when you find a home, think with your head. Does this home really meet your needs? There are many houses on the market, so don't make a hurried decision that you may regret later.
- Be Thorough: A few extra dollars well spent now may save you big expenses in the long run. Don't forget such essentials as:
- Include inspection & mortgage contingencies in your written offer.
- Has the property inspected by a professional home inspector?
- Request a second walk-through to take place within 24 hours of closing.
- You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light).
All the above may seem rather overwhelming. That is why having a professional represent you and keep track of all the details for you is highly recommended. Please contact us directly to discuss any of these matters in further detail.
Find Out About All Of Your Options As A First Time Home Buyer
13197 Pendleton St, Spring Hill, FL 34609
Buy This Home, We'll Buy Yours!*
Newly built with an oversize fenced in lot is ready for its new owner. Front entry glass door. Open floor plan. Gourmet kitchen boasts island, 42" cabinets, stainless steel appliances, pantry and high hats. Master suite includes private bath with dual sinks, walk in closet and a large linen closet. Bay window in front bedroom allows lots of natural light. Ceiling fans in all bedrooms and living room. Living room has sliders to the covered lanai where you can relax in
8605 Snowy Owl Way, Tampa, FL 33647
Buy This Home, We'll Buy Yours!*
Maintenance free villa in gated Doves Landing Village in West Meadows. 2 Master Suites, 2 full baths, 2 car garage with oversize screened patio located on beautiful pond lot with great conservation views! Both bedrooms serve as Master Bedrooms, each offering walk-in closets and en-suite bathrooms. Tile Floors, Carpet. The kitchen offers raised panel cabinetry, snack bar, closet pantry. Separate dinette located conveniently off the kitchen. Very spacious living room/dining
1304 E Giddens Ave, Tampa, FL 33603 Prime Time Home Team (813) 359-0880
Buy This Home, We'll Buy Yours!*
Charming 1920's Bungalow located in the up and coming neighborhood of Southeast Seminole Heights is just waiting for your personal touches. This 3 bedroom, 1 bath home has laminate and wood flooring. Spacious living room/dining room combo with ceiling fans and laminate flooring. Cozy Florida room off kitchen. All bedrooms have wood flooring and ceiling fans. New AC in 2017. Two car detached garage with over sized fenced in backyard allows plenty of room for outdoor en
4487 Scarlet Loop Wesley Chapel, Fl 33544 (813)359-0880 Prime Time Home Team
Buy This Home, We'll Buy Yours!*
4 bedrooms | 3 baths | 2,914 sq ft
This beautiful Standard Pacific home is located at the secure neighborhood of Seven Oaks. Boasting 4 bedrooms and 3 baths, the interior features an open floor concept complemented by a combined kitchen & family room, carpet and tile floors. The Master Suite boasts a tray ceiling. Sliding doors from the family room lead out to a lovely backyard. The gourmet kitchen has beautiful stainless steel appliances.
1631 Coppersmith Ct, Lutz, FL 33559 (813)359-0880
BUY THIS HOME, WE'LL BUY YOURS!*
Take a tour of this 3-bedroom home .This home is a perfect 1st-time home buyer home, revenue producing investment property for its new owner. It is located on a Cul-De-Sac with no through traffic and it is minutes away from I-75, Tampa Outlet Mall, Wire grass Shopping Mall, and lots of dining and other amazing shopping options. Call Us Now at 813-359-0880!
31211 Stoney Brook Dr, Brooksville, FL 34602 (813)359-0880
Buy This Home, We'll Buy Yours!*
**Everyday Open House! Call for Times 813-359-0880**
Have a Home to Sell? Buy This Home Debi and Ernest will Buy Yours!*
This meticulously maintained 2 bedrooms, 2 bath home with no HOA is the perfect starter home, snowbird home or an income producing rental property. Located in the quiet community of Ridge Manor with easy access to I75, this home is ready for its new owner. Beautiful laminate flooring and neutral paint make this home a peaceful retreat.
5202 Lydia Ct, Spring Hill, Fl 34608 (813)359-0880
Buy This Home, We'll Buy Yours!*
-A beautiful home is located on a cul-de-sac sits on almost 1/2 acre and has beautiful golf course views
- Meticulously maintained and ready for your personal touches
- Split floor plan includes 3 bedrooms, 2 full baths, dining room, living room, and family room.
- Master suite has his and her walk-in closets with sliders to the covered lanai.
- 2 car garage with large driveway offers plenty of room to park your RV.
- Oversize backyard has plenty of space and good view.
9401 Rainbow Lane, Port Richey, FL 34668 813-359-0880
Buy This Home, We'll Buy Yours!*
#GuaranteedSaleProgram#BuyBackGuarantee#PrimeTimeHome
BRAND NEW ROOF on this popular Eldorado model home in Regency Park. Great home for first-time homebuyers or snowbirds. Ceramic tile and laminate flooring throughout. Large eat in kitchen overlooks family room with sliders to lanai and back yard. The comfortable oversized living room can function as a dining room/living room. Two nice sized bedrooms and two full baths. Close to shopping and area beaches, and just waiting
Do You Know Your Credit Score
Many people assume their credit score is too low to qualify to purchase a home. In reality, 84% of Americans have a credit score that would allow them to become homeowners.! If you'd like to find out more about what your credit score really means, let's get together to chat about the opportunities. Call us at 813-359-0880!
#creditscore #mortgage #homebuying #homeselling #PascoCounty #HernandoCounty #HillsboroughCounty #Lease-With RightToPurchase #BuyIn90DaysOrWePayYou #PrimeTimeHomeTeam #HomePartnersOfAmeri
3661 Landale Drive Holiday, Florida 34691
Buy This Home, We'll Buy Yours!*
#GuaranteedSaleProgram#BuyBackGuarantee#PrimeTimeHome
Beautiful 2 bedroom, 2 bath waterfront home is ready for its new owner. This home has been meticulously maintained with sparkling ceramic tile flooring throughout and new exterior paint. Kitchen has a large eating space overlooking the Florida room, which can also be used as a home office. The Florida room has sliders which open up to a covered lanai with tranquil views of the water, where you can spend the afternoon c
Don't Fall into the Rental Trap
62% of renters indicate they believe they are losing money by renting- and rents only continue to increase. Don't fall into the rental trap! If you're currently renting, let's get together to explore your homeownership options. Call us Directly at 813-359-0880 nad let's talk about your plans of having your own home.
September 2019 Homeward Bound Newsletter
YOUR REFERRALS HELP THE HEROES! We are on a mission to raise $10,000 for Tunnel To Towers. We do this by donating a portion of our income. Tunnel To Towers Foundation Is A Non-Profit Organization That Helps Our Nation's Heroes and Their Families At Their Time Of Need. BUT, the Foundation depends on sponsorships and donations. If you know someone thinking about making a move please call us today at 813-359-0880.
9807 Didrikson Dr, New Port Richey, FL 34655
Buy This Home, We'll Buy Yours!*
JUST LISTED!!! Amazing Home on a Cul De Sac In Great Condition. It is Located In One of The Premier Locations in Trinity!! Mitchell Ranch Brand New Shopping Center With Fabulous Restaurants and Shopping is Minutes Away! A Rated Pasco County Schools. Premier Health Care Facilities Minutes From Your Front Door! This Home Has It All!! New Roof (2016) Newer A/C (2013), Recently Updated Kitchen, With Built-in Skylight For Natural Light. Newly Updated Bathrooms Upgraded, High-En
17442 Balmaha Dr, Land O' Lakes, FL 34638
Buy This Home, We'll Buy Yours!*
Original owners have meticulously maintained this corner home in Ballantrae. Upon entering, you are greeted by beautiful Brazilian cherry hardwood floors throughout the living room, dining room & family room. Off the combination living room/dining room, you will find an office space with French doors, ceiling fan & cherry hardwood floors. There is a full private bath with granite counter tops, and this room can easily be converted into a 4th bedroom or in-law suite. Spa
Our Valued and Happy Clients!
It is Our Mission to Serve As Many Families Each Year As Possible. Presenting Our Valued and Happy Clients!
Thinking about Selling or Buying a Home? Call Ernie and Debi directly at 813-359-0880 and Start Packing!
#happyclients #happytoserve #pascocounty #yourhomesoldguaranteed
9801 Trumpet Vine Loop, Trinity, FL 34655
Buy This Home, We'll Buy Yours!*
***Call today to schedule a showing 813-359-0880 ******
Do not get stuck owning two homes. BUY THIS HOME, WE WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. WE CAN HELP! To discuss the details of this incredible option, call The Prime Time Home Team directly at 813-359-0880. *****************************************************
Welcome to the highly desirable Trinity
8741 Sentiero Dr, Land O Lakes, FL 34637
Buy This Home, We'll Buy Yours!*
***Call today to schedule a showing 813-359-0880 ******
Do not get stuck owning two homes. BUY THIS HOME, WE WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. WE CAN HELP! To discuss the details of this incredible option, call The Prime Time Home Team directly at 813-359-0880.
*****************************************************
MOVE IN READY! GATED! Grounds Maintenc
Thank You For Helping Us Help Our Heroes!
Thanksgiving is the time we give thanks for all the blessings we received. This is also a perfect time to thank you for helping us help our heroes by referring anyone who's buying or selling their home! Thank you and Happy Thanksgiving!
#thankyou #thanksgiving #give #givethanks #giving #givebacktoourcommunity
3661 Landale Drive Holiday, FL 34691
Buy This Home, We'll Buy Yours!*
***Call today to schedule a showing 813-359-0880 ******
Do not get stuck owning two homes. BUY THIS HOME, WE WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. WE CAN HELP! To discuss the details of this incredible option, call The Prime Time Home Team directly at 813-359-0880. *****************************************************
23224 Key Largo Loop, Land O Lakes, FL 34639
Buy This Home, We'll Buy Yours!*
JUST LISTED!
PRICED BELOW MARKET VALUE this beautiful pool home in the desirable golf community of Plantation Palms is ready for its new owner. An abundance of natural light flows throughout this home. Upon entering through the double glass doors, you will find beautiful hardwood flooring throughout the office, living and dining areas, as well as the kitchen. The formal dining room has tray ceilings and will be perfect for your holiday meals. Eat-in kitchen with island boas
9832 Trumpet Vine Loop, Trinity, FL 34655
Buy This Home, We'll Buy Yours!*
PRICE IMPROVEMENT!!! Welcome home to this two story, well maintained, 3 bedroom, 3 bath townhome in Thousand Oaks. On the first floor, you will find a combination living room/dining room. Kitchen has breakfast bar with granite countertops and stainless steel appliances. There is also a half bath and bedroom on the first floor, which is currently being used as an office. Upstairs you will find two large bedrooms, each having their own private bath, as well as a laundry room.
Help Us Help Our Heroes This Season of Giving!
Your Referrals Help Our Heroes at The Stephen Siller Tunnel To Towers Foundation…
We are on a mission to raise $10,000 for the Stephen Siller Tunnel To Towers Foundation. This wonderful foundation leads the way in helping our nation’s hero First Responders and Military in their time of need. These heroes give so much of themselves and many pay the ultimate sacrifice. This leaves their family to fend for themselves. Stephen Siller Tunnel to Towers Foundation will step in and pay off the hero’s family mortga
Join Us To Our OPEN HOUSE!
Buy This Home, We'll Buy Yours!*
Come see us this Sunday, Dec 29 in this highly desirable neighborhood in Trinity! We are having an OPEN HOUSE at this Amazing Townhome. You WILL NOT Find A Better Buy in All of Trinity!! Located @ 9801 Trumpet Vine Loop Trinity FL 34655 from 1:00-3:00 in the afternoon! This home and property has an easy access to Champions Club PGA Golf Course!
New Year! New Life for our Heroes!
Refer to Us this 2020 and Help Us Help Our Heroes, Police Officers, EMTs, Fightfighters, have New and Better Life! Call Us Directly at 813-359-0880!
-----------------------------------------------
We Guarantee the Sale Of Your Home
** Your Home Sold GUARANTEED, or We'll Buy It!*
To discuss the sale of your home (with no obligation) call Ernest at 813-359-0880 and Start Packing!* See our Satisfaction Guarantee at www.PrimeTimeGuaranteedSale.
Beautiful Home at 9801 Trumpet Vine Loop, Trinity, FL 34655
Buy This Home, We'll Buy Yours!*
***Call today to schedule a showing 813-359-0880 ******
Do not get stuck owning two homes. BUY THIS HOME, WE WILL BUY YOURS! If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. WE CAN HELP! To discuss the details of this incredible option, call The Prime Time Home Team directly at 813-359-0880. *****************************************************
23224 Key Largo Loop Land O Lakes, FL 34639
Buy This Home We'll Buy Yours!*
PRICED BELOW MARKET VALUE this beautiful pool home in the desirable golf community of Plantation Palms is ready for its new owner. An abundance of natural light flows throughout this home. Upon entering through the double glass doors, you will find beautiful hardwood flooring throughout the office, living and dining areas, as well as the kitchen. Formal dining room has tray ceilings and will be perfect for your holiday meals. Eat in kitchen with island boasts corian counter
6806 Dover Ct, Tampa, FL 33634
Great first time buyer home or investment property. Most of the major work is already done for you, as AC and roof were replaced in 2017. Hot water heater new 2018. All plumbing new in 2018. The main part of the home is 2 bedrooms and 1 bath, which has been updated, and seller has created an efficiency apartment, with ceramic tile, as well as an updated bath. All of the other flooring has been removed allowing you a blank slate to create your own vision. Large fenced in back yard has a screened in lanai, wi
Happy Quarantine Halloween from your Prime Time Home Team!
Help us help our Heroes by sending in your referrals! A portion of our commission from any sales will go to a worthy charity The Stephen Siller Tunnel To Towers Foundation. If you know anyone who's selling or buying a home, Call us at 813-359-0880!
Buy this House in Lakeland Florida | Prime Time Home Team | 813-359-0880
Buy this House in Lakeland Florida | Prime Time Home Team | 813-359-0880
Your Home Sold Guaranteed Realty - Prime Time Home Team 739 Park Hill Ave, Lakeland, FL 33801 BUY THIS HOME, WE WILL BUY YOURS! Call Prime Time Home Team 813-359-0880 or go to https://www.yourtampabayhomeinfo.com/
**For an exclusive showing, call 813-359-0880 today** Your Home Sold Guaranteed or We'll Buy It* If you want to purchase a house but need to sell your current one, you're in the same boat as most homeowners. We will assis
Isleworth Avenue House for Sale
Gorgeous golf course views from this charming 3 bedroom 2 bath home located in the desirable gated golf community of Heritage Isles. Eat in kitchen boasts granite counter tops and stainless steel appliances. Owner's suite has walk in closet and private bath with granite counter tops. Split floor plan also includes two separate bedrooms, which share a bath. All bedrooms have ceiling fans. Living room/dining room combo with sliders to your oversized lanai overlooks the golf course and is a great place to