What’s a Quitclaim Deed — and Why Homeowners Need to Watch Out

When it comes to real estate, paperwork is part of the process — but one document you’ll want to keep a close eye on is the quitclaim deed. While it can be a convenient tool, it also has a dark side homeowners need to be aware of.

So, What Is a Quitclaim Deed?

A quitclaim deed is a legal document used to transfer property ownership quickly, often without money changing hands. It’s commonly used between:

• 🧑‍🤝‍🧑 Family members

• 💔 Divorcing spouses

• 🧾 When fixing title issues

Unlike a warranty deed, a quitclaim deed offers no guarantee that the person transferring the property actually has clear ownership. That’s where things can get risky.

😳 A Tool for Fraud?

Unfortunately, yes. The FBI has reported a growing number of real estate scams involving fake quitclaim deeds. Scammers have figured out how to file phony paperwork that appears legitimate — and can end up transferring the title of your home without your knowledge.

It’s a terrifying thought, but the good news is: you can protect yourself.

🔐 How to Stay Safe

Here are some quick, proactive steps you can take to protect your property:

✅ Check your property records regularly — Spot anything suspicious? Act fast.
✅ Sign up for property fraud alerts — Many counties now offer this free service.
✅ Never sign what you don’t understand — Ask questions. If it’s unclear, don’t rush.
✅ Work with a trusted title company or attorney — Professional eyes can catch red flags.

💬 Stay Informed, Stay Protected

In real estate, knowledge really is power. If something feels off, don’t ignore it. Ask for a second opinion — or even a third. It’s your home, after all.

🏡 Questions about your title or property safety? Let’s connect. I’d be happy to help or point you to someone who can.